Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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  • No paperwork!
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Over how many months?

  • 3N/A
  • 6N/A
  • 12N/A
  • 18N/A
  • 24N/A
  • 36N/A
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Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk

Representative example

Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% pa (fixed). 278% APR Representative.

 

We’re a fully regulated and authorised credit broker and not a lender. Rates between 45.3% APR and 1574% APR - your no obligation quote and APR will be based on your personal circumstances - we search over 40 lenders to get you the lowest APR possible for you. Loan term lengths from 3 to 18 months.

Outstanding Features

We’re a fully regulated and authorised credit broker and not a lender. Rates between 45.3% APR and 1574% APR - your no obligation quote and APR will be based on your personal circumstances - we search over 40 lenders to get you the lowest APR possible for you. Loan term lengths from 3 to 18 months.

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Small loans could be sent within 15 mins*

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  • Borrow up to £2,500
  • We search up to 40 lenders
  • No hidden costs, or fees
  • No paperwork!
  • Simple application process
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  • Available 24/7
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What does this mean?

Our service is FREE to use and we do NOT charge any fee's and we do NOT touch your credit score whatsoever.

my-Loans.co.uk is a trading name of Stag Finance Limited and is a fully licensed credit brokerage businesss authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under interim permissions number: 800913. We are registered with the Information Commissioner's Office in compliance with the Data Protection Act of 1998. my-Loans only operate with brokers and lenders who abide by the regulations of the Consumer Credit Act, the Financial Conduct Authority and the Information Commissioners Office.

As a broker we work with numerous lenders all of which have their own practices and distinct loan agreement terms and conditions. Late or non-payment may result in default charges, fees and extra interest charges. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.

We do not perform any credit checks but the lender you have been matched with may perform traditional credit checks from a major credit reporting bureau. A missed and/or late payment may have a negative impact on your credit score.

As a broker we are not involved with the collection practices. If you are likely to miss or have any problems making a payment you should contact the lender you have been matched with directly to discuss your options. If you fail resolve with the lender directly then your account may be referred to a collections agency.

As a broker we are not involved with the decision to renew your loan. We work with numerous lenders all of whom have their own specific renewal policies. We encourage you to read the loan agreement terms and conditions specified by the lender we match you with carefully. Should you have any questions or if you need to renew your loan, please kindly contact the lender you are matched with directly. So be sure to read carefully the terms outlined by the lender you have been matched with. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options.

my-Loans work with a carefully selected panel of lenders who all abide to an ethical code of practise and are contractually committed to responsible lending. Our preference is for a lender to be a member of a trade body association. The code of practise and policy on responsible lending is available from all lenders for the customer?s information.

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Where am i able to gain free independent advice?

If you feel that your financial situation warrants further advice before you make the decision to apply for loan, you can obtain this from the Citizens Advice Bureau or from debt charity StepChange. These organisations have experienced advisors that will be able to help you whilst also keeping your information confidential.


Consumer Advisory:

my-Loans is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

The operator of this site is not a direct lender. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Representative Example: 277.6% APR (fixed)
Borrow £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative. APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.